SBA Funding for Trucking Companies
Finance trucks, trailers, and fleet expansion with SBA 7(a) loans. Lower down payments and longer terms than traditional equipment lenders.
Estimate Your Payment
$750,000
Estimated Monthly Payment
$9,705
At 9.50% (Prime + 2.75%)
How Trucking Companies Use SBA 7(a) Loans
Fleet Expansion
Add new trucks, trailers, and specialized equipment to your fleet. Purchase new and used vehicles with flexible financing.
$100K–$2M
Terminal & Yard
Finance warehouse facilities, maintenance yards, dispatch offices, and operational infrastructure for your trucking operation.
$500K–$3M
Business Acquisition
Acquire an established trucking carrier with DOT authority, contracts, and customer base already in place.
$250K–$5M
Why SBA 7(a) for Trucking Companies?
Equipment financing terms up to 10 years, reducing monthly payment burden compared to traditional lenders
Lower down payments (10–20%) allow you to preserve working capital for fuel, maintenance, and payroll
Quick closing timeline (15–30 days) gets your trucks on the road faster than bank loans
Flexible use of funds: equipment, real estate, working capital, and debt refinancing all eligible
SBA guarantees reduce lender risk, making rates more competitive than conventional business loans
No equipment age limits—finance used trucks and trailers alongside new purchases
Trucking Companies SBA Loan FAQ
Ready to fund your trucking companies business?
Find out what you qualify for — free, fast, and confidential.