SBA Loans for Self-Storage Development
Acquire or develop a self-storage facility with stable, long-term cash flow. SBA 7(a) loans provide up to 25-year financing for real estate and improvements at competitive rates.
Estimate Your Payment
$2,000,000
Estimated Monthly Payment
$17,474
At 9.50% (Prime + 2.75%)
How Self-Storage Facilities Use SBA 7(a) Loans
Facility Acquisition
Buy an existing self-storage facility with established occupancy, customer base, and proven income stream
$1M – $5M
Expansion & New Units
Build additional storage buildings, outdoor RV/boat storage, climate-controlled units, or add-on facilities to existing property
$500K – $2M
Conversion Projects
Convert warehouse, office, or industrial building to self-storage with improvements and unit build-out
$300K – $1.5M
Why SBA 7(a) for Self-Storage Facilities?
Long 25-year terms available — match loan life to asset income generation period
Real estate lenders favor self-storage — predictable cash flows, essential service, recession-resistant
Rates typically 2-3% below conventional commercial real estate loans
Up to 80% loan-to-value for acquisitions of stabilized, operating facilities
Cash-on-cash returns in 3-5 years typical for self-storage operations
Climate control, outdoor storage, and boat/RV storage all increase property value and financing options
Self-Storage Facilities SBA Loan FAQ
Ready to fund your self-storage facilities business?
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