SBA Loans for Salons and Barbershops
Open a new salon, upgrade equipment and stations, or expand to multiple locations. SBA 7(a) loans provide affordable financing for hair, nail, and beauty service providers.
Estimate Your Payment
$350,000
Estimated Monthly Payment
$4,529
At 9.50% (Prime + 2.75%)
How Salons & Barbershops Use SBA 7(a) Loans
Salon Buildout
Full salon construction including reception area, styling stations, color bar, shampoo area, private consultation rooms, and waiting area
$100K – $400K
Equipment & Stations
Hair dryers, styling chairs, hydraulic pump chairs, shampoo stations, nail stations, massage chairs, and lighting fixtures
$50K – $200K
Multi-Location Expansion
Open additional salon locations or nail spas while maintaining your flagship location
$300K – $1M
Why SBA 7(a) for Salons & Barbershops?
Perfect for retail service businesses — SBA rates are 2-3% below conventional loans
Buildout financing available for 10-year terms — spread costs across revenue-generating period
Equipment can be financed separately from leasehold improvements
Up to 90% financing for salon acquisitions or build-to-suit projects
Flexible terms for startups — with solid business plan, can finance 75-80% of costs
Working capital available for payroll, product inventory, and seasonal variations
Salons & Barbershops SBA Loan FAQ
Ready to fund your salons & barbershops business?
Find out what you qualify for — free, fast, and confidential.