SBA Funding for Your Restaurant — From Kitchen to Keys.
Whether you are opening a new location, buying equipment, or acquiring an existing restaurant, SBA 7(a) loans offer the best terms in the market for food service businesses.
Estimate Your Payment
$500,000
Estimated Monthly Payment
$6,470
At 9.50% (Prime + 2.75%)
How Restaurants Use SBA 7(a) Loans
Kitchen Equipment
Commercial ovens, walk-in coolers, prep stations, POS systems
$50K – $500K
Leasehold Improvements
Full buildout, renovations, dining area design, HVAC upgrades
$100K – $1M
Restaurant Acquisition
Buy an existing restaurant with established revenue and customer base
$250K – $3M
Why SBA 7(a) for Restaurants?
As low as 10% down payment — keep cash for opening inventory and staffing
Up to 25-year terms on real estate, 10 years on equipment — lower monthly payments
Rates capped by the SBA — currently around 9-10% depending on loan size
Use funds for equipment, buildout, working capital, or acquisition — all in one loan
No balloon payments — fully amortizing, predictable monthly costs
SBA guarantee makes lenders more willing to fund food service businesses
Restaurants SBA Loan FAQ
Ready to fund your restaurants business?
Find out what you qualify for — free, fast, and confidential.