SBA Loans for Senior Care Facilities
Acquire or develop a nursing home, assisted living, or senior living facility. SBA 7(a) loans provide long-term financing for essential senior care operations with predictable revenue.
Estimate Your Payment
$3,000,000
Estimated Monthly Payment
$26,211
At 9.50% (Prime + 2.75%)
How Nursing Homes & Senior Living Use SBA 7(a) Loans
Facility Acquisition
Buy an operating nursing home or assisted living facility with licensed beds, staff, and Medicare/Medicaid contracts
$2M – $5M
Renovation & Compliance
Building upgrades, modernize common areas, improve resident rooms, install fire safety systems, and meet current regulatory standards
$500K – $2M
Facility Expansion
Add new resident wings, memory care units, assisted living sections, or specialty care areas to existing facility
$1M – $3M
Why SBA 7(a) for Nursing Homes & Senior Living?
Senior care is essential service — recession-resistant with government payment backing (Medicare/Medicaid)
Long 25-year terms available for real estate and improvements
Government reimbursement provides predictable cash flow lenders favor
Up to 80% financing for acquisitions of licensed, operating facilities
Rates 1-2% below conventional commercial real estate — typically 6-7% all-in
Portfolio lenders specialized in senior care understand industry-specific challenges
Nursing Homes & Senior Living SBA Loan FAQ
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