SBA 7(a) Loans for Hotels & Hospitality

SBA Funding for Hotels & Hospitality — Grow Your Portfolio

Acquire a hotel property, renovate and upgrade, convert to a new brand, or expand your hospitality footprint. SBA 7(a) loans provide the capital and flexibility you need for large real estate plays.

Estimate Your Payment

$2,000,000

Estimated Monthly Payment

$17,474

At 9.50% (Prime + 2.75%)

Full calculator with fees & amortization →

How Hotels & Hospitality Use SBA 7(a) Loans

Property Acquisition

Buy an existing hotel or hospitality property with strong occupancy and revenue

$1M – $5M

Renovation & PIP

Property Improvement Plans, guest room updates, lobby renovation, brand standards compliance

$250K – $2M

Brand Conversion

Switch to a new hospitality brand, rebrand property, system upgrades, franchise fees

$500K – $3M

Why SBA 7(a) for Hotels & Hospitality?

Up to 25-year terms for real estate — the longest-available financing for hospitality properties

As low as 20% down on property acquisitions — optimize your ROI

SBA rates competitive with CMBS and conventional hotel loans, often better

Loan can cover acquisition + renovation + working capital in a single closing

Fixed-rate financing eliminates rate risk — critical for hospitality with thin margins

Less restrictive than mezzanine financing or bridge loans often used in hospitality

Hotels & Hospitality SBA Loan FAQ

Ready to fund your hotels & hospitality business?

Find out what you qualify for — free, fast, and confidential.

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