SBA Funding for Construction Companies — Build Your Fleet
Whether you are purchasing heavy equipment, establishing a yard facility, or acquiring another construction company, SBA 7(a) loans provide competitive capital for growth.
Estimate Your Payment
$1,000,000
Estimated Monthly Payment
$12,940
At 9.50% (Prime + 2.75%)
How Construction Companies Use SBA 7(a) Loans
Heavy Equipment Purchase
Excavators, bulldozers, cranes, concrete equipment, dump trucks, and specialized machinery
$200K – $2M
Yard & Facility
Land acquisition, yard improvements, equipment storage, office setup, fuel storage facilities
$250K – $1.5M
Business Acquisition
Buy another construction company with existing contracts, equipment, and workforce
$500K – $3M
Why SBA 7(a) for Construction Companies?
Equipment terms up to 10 years with fixed rates — predictable equipment depreciation and cash flow
Real estate terms up to 25 years — long payoff for yard and facility investment
As low as 15-20% down on equipment purchases — preserve capital for operations
SBA rates competitive with traditional equipment leasing — often better for owned assets
Loan can cover equipment, yard, working capital, and acquisition in a single financing
Bonding support available — some lenders coordinate with bonding requirements for contracts
Construction Companies SBA Loan FAQ
Ready to fund your construction companies business?
Find out what you qualify for — free, fast, and confidential.